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Job Title: Sr. Underwriter (Mortgage) - Iselin, NJ

Company Name: JP Morgan Chase- New York
Location: Iselin, NJ
Profession: Loan Operations

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Job Description:




Job Description



As a Senior Underwriter, you are the highest-level underwriter designation within the underwriting team. In this role, you will underwrite and review submitted files to analyze for Capacity, Capital, Character and Condition. This includes ensuring that loan requests meet program and product specifications or counteroffer to a different product and/or program when appropriate. In addition, you will communicate decision (approval, suspense, denial) to appropriate individuals within JPMorgan Chase, uphold fair lending practices of JPMorgan Chase Mortgage, meet targets for productivity, quality and customer satisfaction.


 





Qualifications



FHA DE government designation preferred


Minimum of three years' experience as an underwriter
Minimum of five years' mortgage experience 
 College degree preferred 
 Excellent analytical and decision making skills 
 Strong verbal and written communication skills 
 Strong negotiation skills 
 Thorough knowledge of MI policies 
 Thorough knowledge of complex personal and business financial analysis and an expertise in tax return and balance sheet analysis, including both cash flow and AGI methods 
 Requires knowledge and proficiency in Government, Agency and, Jumbo levels of mortgage underwriting (Super Jumbo is a preferable) 
 Preferred - FHA DE and VA Lapp government designations


 


 JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V



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